Car Costs per Month Calculator Netherlands

What does your car cost per month and per kilometre in the Netherlands? Fuel or electricity, 2026 motor vehicle tax (MRB, wegenbelasting), depreciation, insurance and maintenance in one total.

This calculator applies Dutch rules. Text translated from Dutch; the Dutch version prevails. Open the Dutch version

Kilometres per year

How far you drive in a year. Check the odometer or the MOT (APK) report of last year.

Fuel

PetrolDieselElectric

For a hybrid, choose the fuel next to the electric motor.

Consumption per 100 km

In litres, or in kWh for an electric car. The WLTP consumption is shown in the Plate Check; in practice it is often a little higher.

Price per litre

For petrol or diesel. The default is the average pump price of Euro95 petrol (Statistics Netherlands, CBS); if you drive diesel, enter your own price. Average pump price of Euro95 in the Netherlands on 5 October 2026 (CBS)

Price per kWh

Only for an electric car. The default is the average home electricity price (CBS). If you also charge on the road, use an average of home and public charging. Average home electricity price per kWh in the Netherlands, with taxes, August 2026 (CBS)

Weight (kg)

The kerb weight (massa rijklaar) as on the registration certificate or in the Plate Check. It sets the motor vehicle tax.

Province

Where you live. Each province adds its own provincial surcharge (opcenten) to the motor vehicle tax.

Purchase price

What you pay or paid for the car.

Age at purchase (years)

0 for a new car. A new car loses more value in its first year.

Years you keep it

We spread the loss of value over these years.

Insurance per month

The Nibud assumes 63 per month for a compact car. Enter your own premium if you know it.

Maintenance per month

Maintenance, repairs, tyres and the MOT (APK). The Nibud assumes about 80 per month for a compact car.

Other costs per month

For example parking, a parking permit, washing or breakdown cover.

Motor vehicle tax (MRB) according to the rates from 1 July 2026; insurance and maintenance default to the Nibud figures (June 2026). Not included: BPM on an imported car and any loan interest.

Car costs per month

€517.79

Per kilometre

€0.52

Per year

€6,213.44

Fuel or electricity per month

€158.08

Motor vehicle tax per month

€58.33

Depreciation per month

€158.37

Please note: This is an example calculation, not financial advice. Personal circumstances, changes in rules and rates, and additional costs are not included. If in doubt, talk to a financial adviser.

How this number is calculated

The blocks use your input. Change a value above and they update with it.

Step 1 · Price per litre or kWh

(Fuel: Petrol) Price per litre€2.432 =Price per litre or kWh€2.43

Step 2 · Fuel or electricity per month

Kilometres per year12,000 ÷ One hundred100 × Consumption per 100 km6.5 × Price per litre or kWh€2.43 ÷ Months per year12 =Fuel or electricity per month€158.08

Step 3 · Weight class (kg)

rounded downWeight (kg)1,300 + 49 ÷ 100 × 100 =Weight class (kg)1,300

Step 4 · Motor vehicle tax per quarter

rounded downNational part per quarter116.05 + Provincial part per quarter59.7629 + 0.000001 =Motor vehicle tax per quarter€175.00

Step 5 · Motor vehicle tax per month

Motor vehicle tax per quarter€175.00 × Quarters per year4 ÷ Months per year12 =Motor vehicle tax per month€58.33

Step 6 · Value when sold

Purchase price€20,000.00 × Share of the value left after the first year0.8 × power of1 − Loss of value per year after that (%)10 ÷ One hundred100 Years you keep it5 − 1 =Value when sold€10,497.60

Step 7 · Depreciation per month

Purchase price€20,000.00 − Value when sold€10,497.60 ÷ Years you keep it5 × Months per year12 =Depreciation per month€158.37

Step 8 · Total per month

Fuel or electricity per month€158.08 + Motor vehicle tax per month€58.33 + Depreciation per month€158.37 + Insurance per month€63.00 + Maintenance per month€80.00 + Other costs per month€0.00 =Total per month€517.79

Step 9 · Per kilometre

(becauseKilometres per year12,000 greater than 0 ) Total per month€517.79 × Months per year12 ÷ Kilometres per year12,000 =Per kilometre€0.52

How the calculation works

What does your car really cost per month? Not only the fuel, but also the motor vehicle tax (MRB, wegenbelasting), the loss of value, insurance and maintenance. Fill in what you know; averages are filled in for the rest.

Fuel or electricity: kilometres per year times the consumption per 100 km times the price, divided by twelve. The price defaults to the average Euro95 pump price and the average home electricity price, both according to Statistics Netherlands (CBS).

The motor vehicle tax (motorrijtuigenbelasting, MRB) is worked out as in our road tax calculator, with the rates from 1 July 2026 and the provincial surcharge (opcenten) of your province. An electric car pays 70%. A diesel without a particulate filter pays more; that is not included here.

Depreciation: a new car loses about 20% of its value in the first year and about 10% a year after that (ANWB). The loss of value over the years you keep it is spread over the months. Insurance and maintenance default to the Nibud amounts for a compact car.

Formula

Car costs per month = fuel or electricity + motor vehicle tax + depreciation + insurance + maintenance + other costs. Per kilometre = car costs per year ÷ kilometres per year.

Assumptions

Motor vehicle tax for a passenger car at the rates from 1 July 2026, without the particulate surcharge and without LPG.
Depreciation of 20% in the first year of a new car and 10% a year after that.
Loan interest is not included.
BPM (purchase tax on a car) is not included. For an imported car it is due on registration here and adds to the price.
A car on foreign number plates is outside this tool; Dutch MRB applies once the car is registered in the Netherlands.

Example calculations

The button fills in the calculator above, so you can carry on from there.

New petrol car

Car costs per month
€517.66

Kilometres per year 12,000 · Petrol · Consumption per 100 km 6.5 · Price per litre €2.43 · Price per kWh €0.26 · Weight (kg) 1,300 · Utrecht · Purchase price €20,000.00 · Age at purchase (years) 0 · Years you keep it 5 · Insurance per month €63.00 · Maintenance per month €80.00 · Other costs per month €0.00
Used diesel car

Car costs per month
€524.90

Kilometres per year 20,000 · Diesel · Consumption per 100 km 5.2 · Price per litre €1.80 · Price per kWh €0.26 · Weight (kg) 1,450 · Gelderland · Purchase price €12,000.00 · Age at purchase (years) 5 · Years you keep it 5 · Insurance per month €63.00 · Maintenance per month €80.00 · Other costs per month €0.00
Electric car

Car costs per month
€548.35

Kilometres per year 12,000 · Electric · Consumption per 100 km 17 · Price per litre €2.43 · Price per kWh €0.26 · Weight (kg) 2,000 · North Holland (Noord-Holland) · Purchase price €35,000.00 · Age at purchase (years) 0 · Years you keep it 5 · Insurance per month €63.00 · Maintenance per month €80.00 · Other costs per month €0.00

Frequently asked questions

Why is the depreciation so high?

A new car loses most of its value in the first years. You only notice when you sell it, but it is still a cost. A car you keep longer costs less in depreciation per month.

Can I use the details of my own car?

Yes. Look up your number plate in the Plate Check and choose Car costs per month there. The weight, fuel and consumption are then filled in.

What is BPM and is it included?

BPM is a one-off tax on the purchase of a new or imported car, based on its CO2 emissions. It is not a separate line here: for a new Dutch car it is in the price, and for an imported car it is due when the car is registered in the Netherlands.

What if my car is on foreign number plates?

This tool works out the costs with Dutch rules. Whether a car on foreign plates may be driven in the Netherlands, and from when it must be registered here, is not covered. The Dutch vehicle authority (RDW) can answer that.

Sources and checks

Sources

Wet op de motorrijtuigenbelasting 1994, artikelen 22, 23 en 23b (geldend vanaf 1 juli 2026) | wetten.overheid.nl (opens in a new tab)wetten.overheid.nl · accessed 10 October 2026
Provincies; tarieven opcenten motorrijtuigenbelasting | CBS (opens in a new tab)cbs.nl · accessed 10 October 2026
Taxes and deductions for vehicles | Business.gov.nl (Dutch Tax Administration and partners) (opens in a new tab)business.gov.nl · accessed 12 October 2026
Autokosten | Nibud (opens in a new tab)nibud.nl · accessed 10 October 2026
Afschrijving auto per jaar berekenen: zo doe je dat | ANWB (opens in a new tab)anwb.nl · accessed 10 October 2026

How we check it

This calculator has 6 fixed checks: 5 calculations with a result that is fixed in advance, and 1 cases of invalid input that must be rejected. They all run automatically every time we publish; if one fails, the calculator does not go live.

See the calculations

Kilometres per year 12,000 · Petrol · Consumption per 100 km 6.5 · Price per litre €2.43 · Price per kWh €0.26 · Weight (kg) 1,300 · Utrecht · Purchase price €20,000.00 · Age at purchase (years) 0 · Years you keep it 5 · Insurance per month €63.00 · Maintenance per month €80.00 · Other costs per month €0.00 → Car costs per month €517.66
Kilometres per year 20,000 · Diesel · Consumption per 100 km 5.2 · Price per litre €1.80 · Price per kWh €0.26 · Weight (kg) 1,450 · Gelderland · Purchase price €12,000.00 · Age at purchase (years) 5 · Years you keep it 5 · Insurance per month €63.00 · Maintenance per month €80.00 · Other costs per month €0.00 → Car costs per month €524.90
Kilometres per year 12,000 · Electric · Consumption per 100 km 17 · Price per litre €2.43 · Price per kWh €0.26 · Weight (kg) 2,000 · North Holland (Noord-Holland) · Purchase price €35,000.00 · Age at purchase (years) 0 · Years you keep it 5 · Insurance per month €63.00 · Maintenance per month €80.00 · Other costs per month €0.00 → Car costs per month €548.35
Kilometres per year 12,000 · Petrol · Consumption per 100 km 6.5 · Price per litre €2.43 · Price per kWh €0.26 · Weight (kg) 1,300 · Utrecht · Purchase price €20,000.00 · Age at purchase (years) 0 · Years you keep it 5 · Insurance per month €63.00 · Maintenance per month €80.00 · Other costs per month €40.00 → Car costs per month €557.66
Kilometres per year 0 · Petrol · Consumption per 100 km 6.5 · Price per litre €2.43 · Price per kWh €0.26 · Weight (kg) 1,300 · Utrecht · Purchase price €20,000.00 · Age at purchase (years) 0 · Years you keep it 5 · Insurance per month €63.00 · Maintenance per month €80.00 · Other costs per month €0.00 → Car costs per month €359.71

Changes

12 October 2026: English version for the Netherlands added.

Last reviewed: 10 October 2026 · How we build and check our calculators